Certificates

Certificates or term deposit accounts earn higher dividends than traditional savings accounts and have pre-determined maturity rates.

Deposit money into a certificate for a set period of time, generally between one month and five years. In return your savings will earn a higher dividend rate than with a traditional savings account. Our Standard and Flex CDs come with a bump option. At the time of CD opening, members can opt for 0.15% lower than the stated rate. Should the Credit Union re-price the CD with the same term to a higher rate, the member has a one-time option to bump-up to the new CD rate for the remainder of the term. CD bumps are a great benefit for members keeping an eye on raising rates!