USU CREDIT UNION ONLINE BRANCH TERMS OF USE AGREEMENT

USU Credit Union maintains this website as a service to our members and potential members. By using the site, you are agreeing to comply with and be bound by the following terms of use.

Acceptance of Agreement

Each time you access this website, you confirm you will abide by this agreement.

Electronic Communication

USUCU has provided a secure online “Contact Us” form as a way for members to communicate about services.

Fees

You agree to be solely responsible for any telephone charges, Internet access fees and other such similar fees and expenses you incur by accessing this website.

Hours of Access

USUCU strives to make the site available 24-hours a day, 7 days a week. There may be times however, where some or all Online Branch services may be unavailable due to system maintenance or technical difficulties beyond our control.

Termination

USUCU reserves the right to terminate this agreement and your access to this website, in whole or in part, at any time.

Intellectual Property And Copyright Notices

You hereby acknowledge and agree that USUCU exclusively owns all worldwide right, title and interest in and to all contents, graphics, designs, data, computer codes, ideas, know-how, "look and feel," compilations, magnetic translations, digital conversions and other matters included within the site and related to the site (collectively "materials"), and all modifications and derivative works thereof, and all worldwide copyrights, trademarks, service marks, patents, trade dress, trade secrets, moral rights and other intellectual or industrial property rights related thereto. The copying, redistribution, use or publication by you of any of the materials or any part of the site, except as allowed by the “Trademark” section, is strictly prohibited. You do not acquire any ownership rights to any of the materials. Our posting of information or materials on the site does not constitute a waiver of any of our rights in such materials.

Trademarks

You hereby acknowledge and agree that USUCU, our logo and other Credit Union marks on the site are either trademarks or service marks of GWCU and shall remain the exclusive property of GWCU. Other product and company names mentioned on the site may be trademarks of their respective owners.

Limited Right to Use

Subject to your compliance with the terms of this agreement, we grant you a limited, non-exclusive, non-transferable, indivisible license, without the right to sublicense, to view, print or download certain contents, graphics, forms or documents from the website solely for use by you for your own personal use and not for republication, distribution, assignment, sale, preparation of derivative works or other use. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, now known or hereafter devised, other than for your personal use (but not for resale or redistribution).

Indemnity

You agree to indemnify, defend and hold harmless GWCU, its officers, directors, shareholders, employees, partners, sponsors, agents, attorneys, representatives, subsidiaries, affiliates, successors and assigns (collectively "Affiliated Parties") from all liabilities, losses, damages, claims and expenses, including reasonable attorneys' fees and costs, whether or not a lawsuit or other proceeding is filed, that in any way arises out of your use of the website, any transactions or other activities you engage in with any third party service providers, third party merchant sites, or other third parties who are part of our affiliate program or who you access by or through this website, your infringement or violation of the intellectual property or other rights of third parties, and/or your negligence or willful misconduct. In the event a dispute arises regarding this agreement or the use of the website, the prevailing party shall be entitled to recover reasonable attorneys' fees and costs incurred, in addition to damages and any other relief to which it is entitled.

Limitation of Liability

USU Credit Union is not responsible for any errors in or omissions from the information contained in or accessed through this site caused by human, mechanical, communication and equipment related errors and/or failures. All such information is provided "AS IS" to the user without express or implied warranties of any kind including the warranties of merchantability, non-infringement of intellectual property, or fitness for any particular purpose. USU Credit Union is not responsible for any electronic virus or viruses that you may encounter. We encourage our members to periodically scan their computers and diskettes using a reliable virus detection product to detect and remove any viruses. USU Credit Union will not be liable for any delay, difficulty in use, inaccuracy of information, malicious code, or other defect in this site, or for the incompatibility between this web site and files in your browser or other site-accessing program. Nor will Goldenwest Credit Union be liable for any other problems you experience caused beyond our control. USUCU will under no circumstances be liable to you and/or any third party for any lost profits or lost opportunity, or any indirect, special, consequential, incidental or punitive damages whatsoever, arising in connection with this site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line or system failure, even if GWCU has been advised of the possibility of such damages.

Use of Information

We reserve the right, and you authorize us, to use and assign all information regarding uses of the website by you and all information provided by you in any manner consistent with our Privacy Policy. USUCU maintains this site to provide you with information about USUCU products and services. USUCU requires that all the visitors to our site(s) on the Internet (the "Site") adheres to the following rules and regulations. By accessing this site you indicate your acknowledgment and acceptance of these terms and conditions. Terms can change at any time, but will always be provided on this web site. Any information, materials, product offerings, services, as well as terms and conditions on this site are subject to change without notice. Any dated information on this site is "As Of" its date only. We will use every effort to include accurate and up to date information on the site, but we make no warranties or representations as to the precision of the information. You may contact GWCU to verify the accuracy of information.

We may compile information that is not personally identifiable to a user such that is does not (i) contain any Personally Identifiable information, or (ii) reveal your specific identity or relate directly to you, such as aggregated data compiled from a larger data-set, de-identified or demographic statistical data. Such data may be used by us and our third-party providers to conduct certain analytical research, marketing, performance tracking, and benchmarking. We may use this data for various purposes, such as to help improve products and services. If you wish to opt out from the cookies used to track such data, you may opt out through the Google Analytics Opt-out Browser Add-on.

Third-Party Services

We may allow access to or advertise for third parties from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by such third parties.

Miscellaneous

This website (excluding linked sites) is controlled by USUCU, with its Corporate Offices located in Ogden Utah. This agreement is deemed executed and performed by both parties in Ogden, Utah, which law governs this agreement.