Smart Money Offer

Earn up to $300 when you open and use your SMARTStart or SMARTPay Checking Account!

Here's How

YOUTH ACCOUNTS

The Road to Financial Responsibility Starts Here

GWCU youth accounts provide the fundamental products and resources that build financial pathways.

Open at a Branch Apply Online
  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth

Kids Club Savings Account

Kids (0-12)

A starter account to introduce kids to the powerful concept of money.

SMARTStart Checking Account

Teens (13-17)

Advance towards financial independence. Learn how to budget and spend wisely by managing a debit card.

Learn More
Learn More

SMARTPay Checking Account

Young Adults (18-25)

Take charge of your life by building smart saving and spending habits and utilizing financial products and services.
Learn More

Overview of Account Features + Benefits

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PAY for GRADES

Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!

Still have questions? Call us at 801-621-4550 or visit us at any of our locations here.


Disclosures

Minimum balance to open and maintain a Kids Club Savings Account is $5. A qualifying adult must be a joint member on the Kids Club Savings Account. Available to children ages 12 and under. Membership and eligibility required. Students under age 18 will need a parent and/or qualified joint owner on the account.