Visa Rewards Credit Card
With Rewards
APR as low as
12.74%
Variable Rate
Choose a USU Credit Union Visa Rewards credit card and watch your Extra Awards points add up quickly.
Every qualifying purchase gets you closer to attractive rewards such as travel rebates on airline tickets, hotel stays, and rental cars. Or choose gift cards to national restaurant chains and merchants. Perhaps you’re just looking for a cash back option with your points? We have that too. Plus, save money with no annual fee and no balance transfer fee.
Enjoy the purchase power and security offered by Visa combined with competitive rates, no annual fees and excellent service available from USU Credit Union. Plus, we offer competitive, member-friendly rewards program that offers ExtraAwards points for travel, merchandise and gift cards. Or, choose a rebate program featuring up to one-percent cash back. It’s up to you!
Special Offer
Earn 4X Rewards Points on grocery purchases and 3X Rewards Points on all your other purchases with the USU Credit Union Visa Rewards Credit Card or Aggie Card.
Please contact us at 1-800-283-4550 or speak with a branch representative for more details.
*Earn 4x points on grocery purchases from November 1-30, 2024, 4x points on travel purchases from December 1-31, 2024, and 3x points on all other purchases from October 1-December 31, 2024, made with your Goldenwest or USU Credit Union Visa Rewards Credit Card or Aggie Credit Card. Offer not valid on cash advances and balance transfers. No annual fee. Other conditions and eligibility requirements may apply. Merchant category codes for grocery purchases include the following: 5300, 5399, 5411, 5422, 5499, 5912. Merchant category codes for travel purchases include the following: 3000-3999, 4111, 4112, 4131, 4411, 4511, 4582, 4722, 4723, 4789, 7011, 7012, 7032, 7033, 7512.- Earn rewards when you use it
- Low variable rate
- No annual fee
- No balance transfer fees
- 25-day grace period on purchases
- Worldwide Acceptance at Retailers and ATMs
- VISA protection
- Instant issue available at all branches
- Features contactless technology for a fast, easy, and secure checkout.
Features available with this card:
Account Access
Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.
Card Controls
With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.
Mobile Wallets
USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.
Instant Issue
Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!
Contactless Payment
Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.
eAlerts
Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.
EMV Chip Security
USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.
ID Navigator
Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit cardbenefitidprotect.com
Travel Accident Insurance
Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.
Click here for details if you have the Rewards option.
Click here for details if you do not have the Rewards option.
Porch Theft Protection
You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.
