Become a Credit Union Advocate

USU Credit Union exists to serve members—not stockholders. As a not-for-profit financial cooperative, we are rooted in a tradition of mutual support and shared financial responsibility—a spirit that has thrived in Utah and Idaho for generations. Since our founding in 1936, this cooperative model has been at the heart of everything we do.

Credit Unions Make a Difference

USU Credit Union provides financial stability and money-saving opportunities, including:

• Lower loan rates
• Higher yields on deposits
• Free checking
• Free online and mobile banking
• Nationwide fee-free ATM network
• Reduced mortgage origination fees
• Lower premiums on auto, home, and business insurance

Financial Literacy & Education

We are committed to helping members make informed financial decisions through:

• Smart Money online courses for teens and young adults
• Budgeting & Financial Wellness Tools within our mobile and online banking apps
• GreenPath Financial Counseling services
• Education Seminars for Medicare, Financial Planning, Home Ownership, and more

Don't Tax My Credit Union

Unlike banks, credit unions return profits to their members rather than stockholders, which allows us to offer better rates and lower fees. While credit unions pay property, sales, and payroll taxes, they are exempt from federal income tax—ensuring financial benefits go directly to members.

Taxing credit unions would strip away a vital financial lifeline for millions of Americans, including Utahns and Idahoans. Protecting our tax-exempt status preserves lower loan rates, higher savings yields, and essential free services that credit union members rely on.

Be a Credit Union Advocate

USU Credit Union is part of a national movement to protect financial choice and prevent Congress from raising taxes on 140 million credit union members. We invite you to join us in advocating for credit unions by:

• Staying informed about legislation affecting credit unions
• Communicating with elected officials about the value of credit unions
• Joining a network of advocates working to protect member rights and benefits

Get Involved

We are fighting to protect your credit union benefits. Any tax on credit unions is a tax on you. We strongly urge you to contact your U.S. Representatives and Senators today and tell them to keep credit unions tax-exempt!

It only takes a moment—visit https://www.donttaxmycreditunion.org/#take-action to make your voice heard. The more members who speak up, the stronger our message!

Sign up using the form on this page to receive updates from USU Credit Union. For questions about credit union advocacy, email us at advocate@usucu.org