SmartMoney

Financial tips and money-saving advice from USU Credit Union

Avoid Title Errors When Purchasing a Car

Avoid Title Errors When Purchasing a Car

Few things compare to the excitement of a new car. Many buyers know to ask questions about the history of the vehicle, some will visit a trusted mechanic to have the car inspected. These methods are excellent choices that can reveal serious mechanical problems; however, it is less common that buyers ask questions about the vehicle’s title.

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0 Comments - Posted on April 30, 2015

Understanding Your Credit Score

Understanding Your Credit Score

Have you ever looked at your credit report and can’t make heads or tails of what it all means? It may seem like an unpleasant chore, but it’s definitely worth your time to understand your credit rating.

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0 Comments - Posted on April 24, 2015

Purchasing Your First Car

Purchasing Your First Car

Buying a vehicle can be one of the most expensive (and costly) purchases a person will make. Car shopping can be a daunting task, so consider the following tips to help you make the best decision.

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0 Comments - Posted on March 13, 2015

When to Consider Refinancing Your Home

When to Consider Refinancing Your Home

The rule of thumb is and always has been, that if the interest savings received from refinancing outweighs the costs—then refinancing is certainly something to consider. When figuring these calculations, be sure to reflect on the future and how many

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0 Comments - Posted on March 5, 2015

Ten Tips for First-time Homebuyers

Ten Tips for First-time Homebuyers

Meet with a lender to get prequalified. This will give you an idea of the purchase price that you qualify for and the costs that are involved with getting a home loan. Nothing is worse

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0 Comments - Posted on February 18, 2015

Kids & Finances

Kids & Finances

Washing the dishes, mowing the lawn, and folding the laundry are all viable ways for a 12-year-old to earn an allowance. According to the American Institute of CPA’s, 61 percent of parents pay an allowance to their kids

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0 Comments - Posted on January 7, 2015

Our Credit Union Is A Family

Our Credit Union Is A Family

As a not-for-profit financial cooperative, Goldenwest and USU Credit Union is much more than an assemblage of buildings that provide money-saving financial services.

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0 Comments - Posted on December 30, 2014

Charity Scams

Charity Scams

As the holidays approach, we become more focused on giving. Sharing your good fortune with others is a charitable thing to do. Unfortunately, there are a few ill-intentioned people who wish to exploit the kind-heartedness of others

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0 Comments - Posted on December 4, 2014

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