SmartMoney

Financial tips and money-saving advice from USU Credit Union

Credit Card Choices to Fit Your Lifestyle

Credit Card Choices to Fit Your Lifestyle

A credit card can be an important part of managing your financial life. Whether you want to pay off other high-interest credit cards, earn rewards points towards a family vacation, or simply want cash back, USU Credit Union has the perfect credit card for you. Even better, all of our credit cards provide tremendous value with budget-friendly rates, $0 annual fee, and no balance transfer fee.

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0 Comments - Posted on October 22, 2020

Is It The Right Time To Refinance?

Is It The Right Time To Refinance?

If you’re a rate watcher, then you know that mortgage rates can change daily. When home loan rates decline, it’s not uncommon for members to ask us if it’s the right time to refinance their home loan.

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0 Comments - Posted on September 10, 2020

Is 0% on a new car always the best financial decision?

Is 0% on a new car always the best financial decision?

Amid the current Covid-19 pandemic many car dealerships are offering 0% interest on the purchase of a new vehicle. You can purchase the newest and best model while not paying a dime of interest! What could be better? This sounds like a deal too good to pass up. But is 0% interest going to save you money?

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0 Comments - Posted on July 16, 2020

Annual Insurance Review

Annual Insurance Review

We tend to forget the value of insurance until we actually need it. As far back as 4,000 BC, the Chinese found value in insuring their goods by mixing and distributing various goods across multiple ships in order to minimize loss due to shipwreck. Today, we can insure just about anything including pets and vacations, and on June 28th we celebrate National Insurance Day.

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0 Comments - Posted on June 28, 2020

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