Keep Your Sidewalks and Driveways Clear: A Key Step in Avoiding Insurance Claims

January 6, 2025

Winter weather brings a host of challenges, and one of the most overlooked hazards is the accumulation of snow and ice on sidewalks and driveways. Not only does this pose a risk to pedestrians, but it can also lead to insurance claims and higher premiums if someone gets injured on your property.

Keeping your sidewalks and driveways clear is an essential part of home maintenance, especially in the colder months. By shoveling snow and applying salt or sand to prevent ice buildup, you reduce the chances of accidents and keep yourself compliant with local regulations that may require you to maintain safe walkways.

From an insurance standpoint, neglecting this responsibility could leave you vulnerable to liability claims if someone slips and falls on your property. Homeowners Insurance typically covers liability, but it's always better to prevent accidents before they happen. A simple investment of time and effort to clear your walkways can safeguard your home, reduce the risk of injury, and potentially prevent an increase in your insurance premiums.

So, take a moment to clear those walkways—your health, safety, and wallet will thank you.