Keeping Your Home Safe This Holiday Season: Home Security Tips and the Role of Insurance

December 3, 2024

The holiday season is a time for joy, family, and creating cherished memories. As we deck the halls and welcome the festivities, it’s essential to ensure that our homes remain safe and secure. With increased travel, holiday deliveries, and bustling schedules, the risk of home burglaries and accidents tends to rise during this time of year.

At Goldenwest Insurance Services, we’re here to help you protect what matters most. Let’s explore some practical home security tips and how the right insurance coverage can give you peace of mind throughout the season.

1. Upgrade Your Home Security System

If you haven’t already, consider installing a home security system with cameras, motion detectors, and alarms. Many modern systems even allow you to monitor your home remotely via a smartphone app. These systems deter potential intruders and can provide vital evidence if an incident occurs.

Insurance Tip: Some insurance providers offer discounts on home insurance premiums if you have a professionally monitored security system in place.

2. Keep Your Home Well-Lit

Outdoor lighting is a simple yet effective way to discourage break-ins. Use motion-sensor lights to illuminate entry points, and keep a few lights on inside when you’re away to create the appearance that someone is home.

Insurance Tip: Preventive measures like good lighting can help lower your risk of claims, potentially preserving your no-claims discount on your home insurance policy.

3. Secure Doors and Windows

Make sure all doors and windows are locked, and consider upgrading to reinforced locks or shatter-proof glass. For sliding doors, use a rod or bar to prevent them from being forced open.

Insurance Tip: If you experience a break-in, your home insurance policy can help cover the cost of repairs and stolen items. However, ensuring your home is secure can prevent such incidents in the first place.

4. Protect Your Holiday Deliveries

Porch piracy spikes during the holidays, with packages often being left unattended. Schedule deliveries for when you’ll be home, or use secure delivery lockers if available.

Insurance Tip: Some home insurance policies include coverage for stolen packages. Review your policy to understand your protection.

5. Prepare for Winter Weather

Cold weather brings its own challenges, such as frozen pipes and roof damage from snow or ice. Insulate pipes, clean gutters, and ensure your heating system is in good working order.

Insurance Tip: Most home insurance policies cover damage from winter-related incidents, but routine maintenance is key to ensuring claims aren’t denied due to neglect.

At Goldenwest Insurance Services, we can help you review your current policy or find new coverage tailored to your needs. Whether you’re upgrading your security system or preparing for winter weather, we’re here to ensure you’re protected.

Have questions about your home insurance or looking for advice on your policy? Contact Goldenwest Insurance Services today at 888-853-8992, and let us help you stay protected this holiday season!