Frequently-Asked Questions

Fees

• View DetailsWhat is the fee for a wire on a business account?

  The fee for both an incoming and outgoing wire is $15 per wire.

• View DetailsWhat is the fee for a VISA Gift Card?

  The fee is $2.50 per card.

• View DetailsWhat is the check cashing fee?

  The check cashing fee is $2.00 for members who do not participate in any services other than shares and have a balance of less than $200.00.

• View DetailsWhat is the coin counting fee?

  The coin counting fee is normally $10.00 per hour but it varies by type of coin counted and account relationship.

• View DetailsWhat is the returned deposited check fee?

  The returned deposited check fee is $3.00 per item.

• View DetailsWhat is the non-sufficient funds fee?

  The non-sufficient funds fee is $22.00 per item - checks and electronic

• View DetailsWhat is the returned ACH item fee?

  The returned ACH item fee is $22.00 per item.

• View DetailsWhat is the returned mail fee?

  The returned mail fee is $2.00 per returned item.

• View DetailsWhat is the fee to get a copy of my statement?

  The current month is free. Otherwise, it is $2.00.

• View DetailsWhat is the fee to get a copy of an account's transaction history?

  The fee is $10.00 per year.

• View DetailsWhat is the fee to get a check copy?

  The fee is $3.00 per copy.

• View DetailsWhat is the account research/reconciliation fee?

  The fee is $20.00 per hour.

• View DetailsWhat is the fee for a Teller Check?

  The fee is $1.00 per check. The fee is waived if aggregate savings/loan balance is greater than $5,000.

• View DetailsWhat is the fee for a Cashier's Check?

  The fee is $1.00 per check. The fee is waived if aggregate savings/loan balance is greater than $5,000.

• View DetailsWhat is the fee for money orders?

  The fee is $1.00 per money order. The fee is waived if aggregate savings/loan balance is greater than $5,000.

• View DetailsWhat is the fee for a stop payment order?

  The fee is $10.00 per check, series of checks, or electronic item.

• View DetailsWhat is the external dividend transfer fee?

  The external dividend transfer fee is $15.00 per transaction.

• View DetailsWhat is the courtesy pay fee?

  The courtesy pay fee is $22.00.

• View DetailsWhat is the Federal Reserve wire fee?

  The Federal Reserve wire fee is $15.00.

• View DetailsWhat is the Federal Reserve international wire fee?

  The Federal Reserve international wire fee is $45.00.

• View DetailsWhat is the safe deposit box fee?

  The safe deposit box fee varies by the size of the box. Please check with your local branch for details.

• View DetailsWhat is the fee for Notary Public services?

  There is no charge.

• View DetailsWhat is the fee to use the copy machine?

  There is no charge up to 10 copies.

• View DetailsWhat is the fee to send a fax?

  The fee is $1.00 per page.

• View DetailsWhat is the fee for membership?

  There is no charge for membership.

• View DetailsWhat is the share account closing fee?

  The fee is $10.00 if the account is closed within the first six months.

• View DetailsWhat is the fee for an inactive account?

  The inactive account fee is $2.00 per month for accounts with cumulative balances below $200 with no activity for twelve consecutive months (accounts of minor members are excluded).

• View DetailsWhat is the fee to order checks?

  The first box of 150 checks is free when you open a checking account. After that, the price varies depending on the style of checks you order.

• View DetailsWhat is the fee to use bill pay?

  Bill pay is free for the first 15 payments per month. There is a $0.50 fee per item after 15 payments in the same calendar month.

• View DetailsWhat is the VISA cash advance fee?

  The fee is 1.50% of the amount advanced.

• View DetailsWhat is the ATM card fee?

  The ATM card fee is $3.00 per card, every 2 years.

• View DetailsWhat is the replacement card fee?

  The replacement card fee is $3.00 per card.

• View DetailsWhat is the replacement fee for a VISA Create a Card?

  The replacement card fee for a VISA Create a Card is $5.00.

• View DetailsWhat is the fee for ATM Transactions?

  There is no fee for a USUCU ATM transaction. For non-USUCU ATM transactions the fee is $1.00 per transaction, including inquiries.