Business Credit Cards

Business Low Rate Credit Card

CARRY A BALANCE WITH LOWER APR

Business Low Rate

Receive 0% Interest on all purchases and balance transfers for 6 months

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ANNUAL FEE

$0

RATE

11.50% APR FIXED

REWARDS

NONE

Business Rewards Credit Card

GET CASH BACK FROM EVERY PURCHASE

Business Cash Back

Spend $5,000 in 90 days and get $250 Bonus Cash

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ANNUAL FEE

$0

RATE

17.74% APR VARIABLE

CASH BACK

1.5% cash back on all purchases

Business Rewards Credit Card

EARN REWARDS FOR ALL EXPENSES

Business Rewards

Spend $3,000 in 90 days and get 25,000 Bonus Points

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ANNUAL FEE

$0

RATE

13.50% APR FIXED

REWARDS

1 Point for every dollar spent

2X points available with active Business Reward Yourself Checking Account!

Other features available on Business Low Rate, Business Rewards, and Business Cash Back Cards

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Account Access

Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.

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Card Controls

With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.

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Mobile Wallets

USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.

Instant issue

Instant Issue

Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!

Contactless

Contactless Payment

Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.

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eAlerts

Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.

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EMV Chip Security

USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.

ID Navigator

ID Navigator

Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit cardbenefitidprotect.com

Purchase Security and Extended Protection

Purchase Security and Extended Protection

Purchase Security and Extended Protection automatically protect many new retail purchases that you make with your eligible Visa Business card.

Business Travel Accident Insurance

Business Travel Accident Insurance

Business Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.

Visa SavingsEdge

Visa SavingsEdge

Save automatically on everyday business purchases with dozens of name brand merchants. Plus, activate additional offers for even greater savings after you enroll your Visa Business Card with Visa SavingsEdge.

Porch Theft Protection

Porch Theft Protection

You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.