Business Credit Cards
CARRY A BALANCE WITH LOWER APR
Business Low Rate
Receive 0% Interest on all purchases and balance transfers for 6 months
Learn MoreANNUAL FEE
$0
RATE
11.50% APR FIXED
REWARDS
NONE
GET CASH BACK FROM EVERY PURCHASE
Business Cash Back
Spend $5,000 in 90 days and get $250 Bonus Cash
Learn MoreANNUAL FEE
$0
RATE
17.99% APR VARIABLE
CASH BACK
1.5% cash back on all purchases
EARN REWARDS FOR ALL EXPENSES
Business Rewards
Spend $3,000 in 90 days and get 25,000 Bonus Points
Learn MoreANNUAL FEE
$0
RATE
13.50% APR FIXED
REWARDS
1 Point for every dollar spent
2X points available with active Business Reward Yourself Checking Account!
Other features available on Business Low Rate, Business Rewards, and Business Cash Back Cards
Account Access
Review your Visa credit cards, including available balances and transaction history, 24/7 from the convenience of your personal computer or mobile device.
Card Controls
With Card Controls, members enjoy greater Visa card security. Disable your lost or stolen Visa cards immediately right from your mobile phone.
Mobile Wallets
USU Credit Union Visa credit cards can be activated on several mobile wallets including Apple Pay, Google Pay and Samsung Pay to make purchases with your authorized mobile device.
Instant Issue
Why wait 7-10 business days for your Visa credit card to arrive in the snail mail? All USU Credit Union branches offer Visa card instant issue, giving you immediate access to your line of credit!
Contactless Payment
Goldenwest Visa credit cards feature contactless technology for a fast, easy, and secure checkout.
eAlerts
Visit the online branch to enroll in eAlerts to receive customized texts and/or email messages about transaction activity, funds availability and payment due dates for your Visa cards.
EMV Chip Security
USU Credit Union Visa credit cards feature EMV microchips to better store and protect your personal account information.
ID Navigator
Your partner against identity theft. Your Goldenwest Visa credit card includes ID Navigator Powered by NortonLifeLock, providing tools so you can act quickly if your identity is threatened. To confirm eligibility, visit cardbenefitidprotect.com
Purchase Security and Extended Protection
Purchase Security and Extended Protection automatically protect many new retail purchases that you make with your eligible Visa Business card.
Business Travel Accident Insurance
Business Travel Accident Insurance is accidental death and dismemberment insurance to cover you while you are traveling.
Visa SavingsEdge
Save automatically on everyday business purchases with dozens of name brand merchants. Plus, activate additional offers for even greater savings after you enroll your Visa Business Card with Visa SavingsEdge.
Porch Theft Protection
You’ve made the ultimate purchase and have received notification that your package was delivered, but when you get home your porch is empty. You don’t get frustrated, because you bought the item with your eligible VISA card so you may be covered with Theft Only Purchase Security.